Privacy Policy

Simple low fees

When you cash-in an invoice with Marmalade we'll only ever charge a low one-off processing fee

CASH-IN 

of total invoice value

Fees vary depending on the invoices selected and are always disclosed before you choose to cash-in

from 2%

Spend less time chasing invoices 

When you cash-in an invoice with Marmalade, we take on all the risk of customer payment.

That means our team of customer service pros will follow up with a gentle reminder on your behalf. So you can spend less time chasing unpaid invoices, and have cash in the bank when you need it. 


Book your free trial now to learn more


Book Now

Simple low fees

When you cash-in an invoice with Marmalade we'll only ever charge a low one-off processing fee.

Book your free trial to learn more

Activate Free Trial Now

Terms of Use

Information We Collect

We may collect personal and business information that you voluntarily provide to us when registering on our site, expressing an interest in obtaining information about us or our products and services. The information collected includes:
Contact details (such as name, email address, phone number)
Business information (such as company name, size, and business needs)
Financial information (for assessing loan eligibility)

How We Use Your Information

We use the information we collect in various ways, including to:
Provide, operate, and maintain our services
Improve, personalise, and expand our services
Understand and analyse how you use our services
Develop new products, services, features, and functionality
Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes
Send you emails
Find and prevent fraud

Smart Biz Loans Pty Ltd ABN 38 622 484 137 ("SmartBiz Loans", "we", "us", or "our") is committed to protecting the privacy of our users ("you"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

Sharing Your Information

We may share your information with third-party service providers, affiliates, and partners who perform services for us or on our behalf and require access to such information to do that work, which includes:
Processing credit checks and loan applications
Performing statistical analysis
Providing customer support
Sending marketing communications
We only share your information with third parties for the purposes outlined in this Privacy Policy and do not sell your information to third parties.


Data Security

We take your privacy seriously and implement a variety of security measures to maintain the safety of your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorised third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information.

Your Data Protection Rights

Depending on your location, you may have rights under data protection laws in relation to your personal information, including the right to access, correct, update, or request deletion of your personal information.
Smar Biz Loans Pty Ltd takes reasonable steps to allow you to correct, amend, delete, or limit the use of your personal information. If you wish to be informed about what personal information we hold about you and if you want it to be removed from our systems, please contact us.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions or concerns about our Privacy Policy, please contact us at money@smartbizloans.com.au

Get in Touch

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Disclaimer

By using the Site, you acknowledge and agree that you have had an opportunity to read and understand our Privacy Policy. Our Privacy Policy helps you understand how we collect, handle, use, and share personal information, and contains information about how you can seek access to, and correction of, your personal information held by us. It also explains how you can complain about a breach of your privacy and how any such complaint will be handled.. You are responsible for maintaining the confidentiality of any account details that you may have in relation to the Site. This may include attributes such as an account identifier and password. You agree to immediately notify us if you know there has been or suspect any unauthorised use of your account or other breach of security. 

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