Terms of Use
Simple low fees
When you cash-in an invoice with Marmalade we'll only ever charge a low one-off processing fee
CASH-IN
of total invoice value
Fees vary depending on the invoices selected and are always disclosed before you choose to cash-in
from 2%
Spend less time chasing invoices
When you cash-in an invoice with Marmalade, we take on all the risk of customer payment.
That means our team of customer service pros will follow up with a gentle reminder on your behalf. So you can spend less time chasing unpaid invoices, and have cash in the bank when you need it.
Book your free trial now to learn more
Simple low fees
When you cash-in an invoice with Marmalade we'll only ever charge a low one-off processing fee.
Book your free trial to learn more
Terms of Use
Acceptance of Terms
By accessing or using our website, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our services.
Services Offered
SmartBiz Loans acts as a bridge between businesses seeking loans and potential lenders. We collect and analyze information submitted by businesses (the "Applicants") to connect them with lenders that match their loan requirements.
Welcome to Smart Biz Loans Pty Ltd ABN 38 622 484 137 ("SmartBiz Loans", "we", "us", or "our"). Our website and services are designed to connect businesses with potential lenders, helping them to secure financing that supports their growth and operational needs.
Information Collection and Use
Applicants must provide accurate, complete, and current information as requested. This information will be used to assess loan eligibility and connect Applicants with potential lenders.
We respect your privacy and are committed to protecting your personal and business information. Please refer to our Privacy Policy for details on how we collect, use, and share your information.
User Obligations
You agree to use our services only for lawful purposes and in accordance with these Terms of Use. Specifically, you agree not to:
Misrepresent your identity or affiliation with any person or organisation.
Use the information obtained from our service for any purpose other than seeking a business loan.
Engage in any conduct that could disable, overburden, damage, or impair our site or interfere with any other party's use of our services.
Intellectual Property Rights
All content on our website, including text, graphics, logos, and software, is the property of SmartBiz Loans Pty Ltd or its content suppliers and is protected by international copyright and intellectual property laws.
Disclaimers
Our website and services are provided on an "as is" and "as available" basis. SmartBiz Loans does not guarantee that applicants will receive a loan offer from lenders.
Limitation of Liability
In no event will SmartBiz Loans Pty Ltd be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our website or services.
Changes to the Terms of Use
We reserve the right to modify these Terms of Use at any time. We will notify users of any changes by posting the new Terms of Use on this page.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of New South Wales, Australia, without giving effect to any principles of conflicts of law.
Contact Us
If you have any questions about these Terms of Use, please contact us at money@smartbizloans.com.au
Get in Touch
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Disclaimer
By using the Site, you acknowledge and agree that you have had an opportunity to read and understand our Privacy Policy. Our Privacy Policy helps you understand how we collect, handle, use, and share personal information, and contains information about how you can seek access to, and correction of, your personal information held by us. It also explains how you can complain about a breach of your privacy and how any such complaint will be handled.. You are responsible for maintaining the confidentiality of any account details that you may have in relation to the Site. This may include attributes such as an account identifier and password. You agree to immediately notify us if you know there has been or suspect any unauthorised use of your account or other breach of security.
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